Late 1997 after the financial crisis due to interlayer polarization in the labor market share decline, the difficult living and low incomes continue to increase. since 2007 the global financial crisis, rising unemployment, income polarization, deterioration of family income, inflation, Household debt and interest burden due to increased sales of credit by various factors, including difficulties i
● Definition of digital nomads
Digital nomads are individuals who use technology and the internet to work remotely from any location in the world, allowing them to have a location-independent lifestyle. Digital nomads often work as freelancers, entrepreneurs, or remote employees for companies, and they typically use laptops, smartphones, and other digital devices to communicate and collabora
Insurance
· Savings Insurance!!!
- Car insurance
: Now in declining trend due to Global Crisis
- General insurance
· Fire
· Marine
· Special
Ⅲ. Applying IFRS
The issue about introduction of IFRS
Samsung Life and Samsung Fire & Marine that is the financial affiliation of Samsung group
ING (International Netherlands Group)
Global Financial Institution of Dutch Origin
(Merger between Nationale-Nederlanden and
NMB Postbank Group in 1991)
Banking, Investments, Life Insurance and
Retirement Services
Total Assets: EUR 1.18 Trillion
(약 2,132조원, 2009)
중략
Careful Acquisitions
① Pick a
Insurance Europe: 낮은 수익에도 불구하고 성과는 회복하고 있음
> Profit and loss account (underlying)
in EUR million 2008 2007 change
Premium income 10,194 10,253 –0.6%
Operating expenses 1,764 1,726 2.2%
Underlying result before tax 651 1,840 –64.6%
Total result before tax* 651 2,300 –71.7%
(Total result before tax is defined as underlying result before